Loans & financial services

3 Min Read

From student loan counseling to physician contract review and negotiation, AMA members can access exclusive offers and tools to help you navigate your financial journey.

Looking to purchase or refinance a home? Explore these physician mortgage offers from AMA preferred providers.

AMA Member Benefits PLUS

  • Explore home loan and real estate match services
  • Discounts and savings on auto purchases and rentals
  • Save on contract review and negotiation services

KeyBank

AMA members must apply through key.com/ama to access these benefits.

KeyBank logo

Student loan forgiveness consultation

Get help identifying your student loan repayment and forgiveness options. KeyBank's student loan experts can help you understand how to manage your federal student loan options, including Income-Driven Repayment (IDR) and Public Service Loan Forgiveness (PSLF). Get expert help understanding how to qualify for PSLF or see how an IDR plan could help stabilize your monthly payments.

AMA members can schedule a free 30-minute session with a student loan expert to explore your student loan repayment or forgiveness options.

Consider PSLF if you:

  • Work for a government or qualifying not-for-profit organization*
  • Are employed full-time
  • Have federal loans

*To see if your employer qualifies, visit studentaid.gov/pslf/employer-search.

Student loan refinancing

KeyBank provides competitive student loan refinancing rates, and AMA members get access to these exclusive benefits:

  • Receive a 0.25% rate discount when you refinance with KeyBank**
  • Residents are eligible for $100/month payments all through training**

Note: the discount is applied to the principal to help pay the loan down faster. These discounts and bonuses are only offered for applications from AMA members in good standing, and the rates will end if the members are no longer active. Other terms and conditions apply. For more information, visit the KeyBank website and find all program disclaimers.

Resolve

Resolve member benefit

Is it time to review your physician contract? Resolve offers a personalized legal experience to equip you with the tools and support needed to secure the best terms for your career. Gain access to attorneys specializing in physician contracts as well as real-time salary data, so you can negotiate like a pro and sign the contract you deserve.

AMA members receive a 20% discount on all Resolve contract review packages. 

With Resolve, you get:

  • Real-time, accurate physician salary data and benchmarks to make informed decisions about your total compensation.
  • A contract scorecard to rate and compare any new or existing contract, so you know when negotiations are necessary.
  • Attorney support from a team that specializes in physician contracts.
  • Negotiation assistance or full representation to secure the best possible terms.
  • Updates on the current J-1 waiver cycle.

View AMA memberships

Physician financial resource center

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AMA Insurance, an AMA subsidiary, is here to help America's doctors prepare for a healthy financial future.

  • A full suite of life, health, dental and disability income insurance tailored to meet the unique needs of physicians.
  • Access to retirement programs.
  • Auto, homeowner and long-term care plans are also available.
  • AMA members may save on select plans.

All trademarks are the property of their respective owners. Additional terms and conditions apply, including verification of current AMA membership status.


Disclaimers

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult https://studentaid.gov/ for the most current information.

Equal Housing Lender

All products offered by KeyBank N.A. Member FDIC. NMLS# 399797. Equal Housing Lender.

©2026 KeyCorp® All Rights Reserved. 

All trademarks are the property of their respective owners. Additional terms and conditions may apply, including verification of current AMA membership status. 

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